Home Guard - Annual Premium

    Basic Covers

Contents Limits of Indemnity
Plan A/Plan B/Plan C
Premium
Total Limit RMB 300,000/450,000/600,000

Plan A:
RMB 1,000
Plan B:
RMB 1,500
Plan C:
RMB 2,000

Limit per item RMB 24,000 (unless it is listed)
Total Limit of Valuable items RMB 120,000/180,000/240,000
Limit per Valuable item RMB 16,000 (unless it is listed)

    Bonus Covers

Contents Limits of Indemnity Premium
Personal Liability RMB 2,000,000 per incident per year free
Temporary Alternative Accommodation RMB 1,200 per day
RMB 40,000 per year
free
Damaged Locks & Lost Keys or Windows RMB 1,600 per year free
Freezer Food RMB 1,600 per year free
Personal Effects and Valuables RMB 2,000 per item
RMB 4,000 per year
free
Personal Money and Credit Cards RMB 2,000 per year free
Domestic Servant's Effects RMB 2,000 per item
RMB 8,000 per year
free
Visitors Personal Effects RMB 2,000 per item
RMB 4,000 per year
free
Household Removal RMB 40,000 per item
RMB 24,000 per item and subject to a maximum of 3 days temporary storage
free

    Optional Premium

Optional Cover Limits of Indemnity Premium
Household Bulding Building:
Peinstatement value of the Building.

Home Owner's Liability:
RMB 2,000,000 per incident per year

Debris Removal:
10% of sum insured
Contact us for Quote
Employer's Liability Covers your legal liability to your servants with respect to accidental bodily injury from work.RMB 1,000,000 per incident per year

Accidental Death/Permanent Disablement & Partial Permanent Disablement Maximum of 36 months salary,%per servants based on extent of injury

Temporary Disablement RMB 500 per person per week,Maximum 52 weeks

Medical,Hospitalization & Repatriation expense Up to RMB 10,000 per year
RMB 80
Personal Possessions Worldwide Limit of Indemnity is based on 'New for Old basis' Contact us for Quote
Pedal Cycle RMB2,000 per cycle RMB 35 per cycle