Family Comprehensive Accident Plan

All kinds of accidents are happening everywhere in the world. Are you worried about the future? Do you want to choose insurance as a protection for you and your family, but are confused by too many kinds of insurance and don’t know what to select? Now our company has prepared a simple product to meet all of your requirements.

Benefits

No.	Benefits	Sum Insured (RMB)
1	Accidental Death Benefit	1,000,000 (including RMB 100,000 for each child)
2	Accidental Permanent Disablement Benefit	1,000,000 (including RMB 100,000 for each child)
3	Accidental Burns or scalds Benefit	1,000,000 (including RMB 100,000 for each child)
4	Accidental Public Traffic Facility Benefit	2,000,000 (including RMB 100,000 for each child)
5	Accidental Medical Expense Benefit (Excess: RMB 100 per accident)	50,000
6	Overseas Travel Assistance Service	300,000
7	Third Party Liability During Overseas Travel	300,000
8	Hospital Cash Allowance (illness or accident)	200/day/person Up to RMB 75,000 per policy per year
9	Bonus: Accidental fracture allowance(applys to child below 18 and person above 55)	3,000 for each accident Once for one insured
10	Bonus: 24 Hours First Aid Advisory Hotline	Provide first aid medical advice to inured and family members
11	Bonus: Home Contents Loss During Overseas Travel	3,000 for each accident Once per policy year

Note:

1. Maximum payment per policy is RMB 2,500,000 for whole policy year.
2. Age of insured under this policy should be 6 months to 60 years old.
3. The maximum insured persons under this policy is 5.
4. (1)If the applicant applys for himself/herself, he/she just needs to fill the “applicant ” part in applicantion form. The sum insured in the above table will apply to the applicant;
   (2)If the applicant applys for himself/herself and other family members including, spouse, child and parents, he/she also needs to fill the “family members ” part in the application form. The sum insured in the above table applys to all insureds according to following methodology:
   
   • For benefits 1 to 4, the total sum insured will be deducted by sum insured of Child to be insured (RMB 100,000 per child) and then divided by remaining insured.
   • For benefits 5 to 7, the total sum insured will be divided by total number of insured.
   • For benefits 8 to 11, the stated sum insured will apply to all insureds rather than be divided by number of insured.
   
   

Premium

RMB 3, 000 per policy

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